I got my first credit card after I turned 18 which is what helped me establish my credit line and for the longest, that was the only credit card that I had. I also started traveling often around 18 so, I spent the last 7 years booking my own travel arrangements with my hard earned money without any sort of reward program or incentives.
It wasn’t until December of last year that my friend Farran who is a habitual traveler suggested I get a Chase Sapphire card, which was perfect since I already bank with them. Because she had just recently gotten the card she was able to quickly sell me on why I too should join. The reward points are easy to rack up since each dollar counts as one, and travel and food purchases count as two points per dollar. Since I’ve gotten it, I use it for all of my purchases instead of my debit card and pay it off monthly in order to accrue the most points. If you aren’t the best at watching your spending I don’t suggest this because it’s VERY easy to run a credit card up.
I’ve had this card for six months have already earned enough points to be able to book three flights. You have to go through your Rewards portal so every flight you’d find on Expedia or Google Flights may not be available. For a free flight, I’m willing to be flexible. People ask me all the time how I travel so often and there’s really no secret. You put the money up and you find the best deals possible, but being able to accumulate free flights is a huge help.
The customer service on the card has been exceptional. They give you a direct line to dial as opposed to most cards that require you to call a generic number then force you to navigate through an automated service before you’re helped. I also love that I’ve never had to inform them that I’m going out of town which was always an issue with my last credit card.
If you bank with Chase and are interested in a Sapphire card, feel free to contact me to participate in their referral program. If you don’t bank with Chase, but travel often I highly suggest you become apart of a reward program. Whether it’s with a specific airline you like to fly with or a bank; there’s no reason why you shouldn’t be getting something in return for the money that you spend to travel.
Jetsetters, what reward programs do y’all use for travel incentives?